Walmart Plus vs Target Circle 360 — Real-World Test Results
You’re standing in the checkout line, trying to decide between Walmart Plus and Target Circle 360. Both offer perks and savings, but which one will stretch your dollars further and make your shopping experience seamless?
| Feature | Walmart Plus | Target Circle 360 |
|---|---|---|
| Annual Membership Cost | $98 | ✓ Free |
| Free Shipping | ✓ | ✗ |
| Fuel Discounts | ✓ Up to 10¢ per gallon | ✗ |
| Exclusive Offers | ✓ | ✓ |
| Scan & Go | ✓ | ✗ |
| Earn Rewards | ✗ | ✓ 1% back |
✅ walmart plus Pros
- Free shipping with no minimum order.
- Fuel discounts at partner stations.
- Convenient Scan & Go feature for in-store shopping.
❌ walmart plus Cons
- Annual fee may not be justified for occasional shoppers.
- No direct rewards program for purchases.
- Limited to Walmart ecosystem.
✅ target circle 360 Pros
- Free to join, no membership cost.
- Earn 1% back on purchases.
- Access to exclusive deals and offers.
❌ target circle 360 Cons
- No free shipping benefits.
- No fuel discounts available.
- Limited in-store convenience features.
Free Shipping and Convenience
Walmart Plus shines with its free shipping service on almost everything, no minimum purchase required. It’s a lifesaver for those last-minute online shopping needs, especially if you often find yourself skipping items due to shipping costs. The Scan & Go feature is another win for in-store efficiency, letting you skip the checkout lines entirely. In contrast, Target Circle 360 doesn’t offer free shipping, which might deter you if online shopping is your go-to. The program is more geared towards in-store savings and earning rewards over time.
Membership Cost vs. Value
Target Circle 360 is free, making it an attractive option for anyone hesitant to commit financially. It’s perfect if you shop at Target occasionally and want to accumulate rewards without upfront costs. Walmart Plus, while costing $98 annually, can quickly pay for itself if you’re a frequent Walmart shopper. The key is to calculate how often you’ll benefit from the free shipping and fuel discounts to justify that cost. If you drive often and shop online regularly, Walmart Plus might be worth every penny.
Fuel Discounts and Rewards
If fuel costs are a concern, Walmart Plus provides a decent perk with its up to 10¢ per gallon discount at partner stations. This can add up to significant savings for those who commute long distances or travel frequently. Target Circle 360, however, focuses on a different kind of reward — a 1% cashback on every purchase, which gradually accumulates to be used on future buys. This makes Target Circle 360 more rewarding over time if you’re a devoted Target shopper looking to maximize savings on household staples.
While Walmart Plus offers a range of perks, it lacks a direct rewards program, which means you’re not earning back on your spending directly. Target Circle 360, despite its lack of shipping benefits, turns every purchase into a future discount, making it a great option if you’re patient with your savings. Consider your shopping habits before committing.
Our Final Verdict: Which One Should You Buy?
If you’re someone who regularly shops online and prefers convenience, Walmart Plus is your best bet. The free shipping and fuel discounts provide excellent value if you find yourself frequently ordering from Walmart. On the other hand, if you’re a casual shopper who visits Target for specific deals and wants to earn cashback without any upfront costs, Target Circle 360 will serve you well. It’s perfect for budget-conscious shoppers who love to see their savings grow over time.
Is Walmart Plus worth the annual fee?
Yes, if you frequently shop at Walmart and can take advantage of the free shipping and fuel discounts. Calculate your potential savings to see if it outweighs the cost.
Can I use Target Circle 360 with other discounts?
Absolutely, Target Circle 360 can be combined with other store promotions and discounts, maximizing your savings potential.
Do Walmart Plus and Target Circle 360 offer in-store benefits?
Walmart Plus offers in-store convenience with Scan & Go, while Target Circle 360 focuses on earning rewards, though it lacks specific in-store features like express checkout.

